Published February 2, 2026

Commercial Isn’t Riskier. It’s Just Structured Differently

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Written by Joey & Stacie

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One of the biggest myths about commercial real estate is that it’s “riskier” than residential. In reality, the risk isn’t higher—it’s more transparent.

Commercial leases spell out responsibility. Rent increases are defined. Expenses are allocated. Timelines are longer. You are not guessing what happens next year—it’s already written into the lease.

Vacancy feels scarier because the numbers are larger, but turnover happens far less often. And lenders understand this structure, which is why stabilized commercial assets often receive favorable financing terms.

Risk isn’t about asset type. It’s about clarity. Commercial provides more of it than most people realize.

If fear is the only thing stopping you, that fear may be outdated.

Joey Soller
Director of Commercial, KW Commercial Greater 360
253-606-6332 | Force10Commercial@kwcommercial.com

Stacie Palzer
Director of Residential, Keller Williams Greater 360
206-900-2359 | Force10propertygroup.com

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